High Yield Investment Programs (HYIP)

In a hurry for info? Summary of details below:-

•  Invest $1 to $20 minimum by e-money.    
•  After a set period of some days, you earn high interest - 10% to 100% or more.
•  I have been paid, many times, but it is prudent to check the program's 'health' stats first !
•  It would be wise to spread your investment over several programs.
•  Only spend what you can afford to loose.

• HYIP Programs

EarnGroups has closed on 13th. September 2011 after running for over 14 months so was one of the better HYIP programs. My hunt is on for the next good one!

•  Autosurf Programs are slightly different in that you earn a % on your investment each
   day by viewing 10-50 websites which load automatically. Payout is daily or per cycle.
   These programs run months longer than regular HYIP's but need your attention daily.
   No programs to recommend at present.

• Medium Term Programs:-

No Medium Term Programs to recommend at present

• Long Term Programs:-

No Medium Term Programs to recommend at present

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High Yield Investment Programs ( HYIP ) are also high risk if you don't get in early and don't pay attention to their progress.

Pay in what you are prepared to loose (ie. the risk) and get a return on investment ( ROI ) of 120% to 200% in 1 to 100 days.

If you make 20% every four days then that works out at 1825% a year. A UK bank pays 5% a year.

I favor not to 'put all my eggs in one basket' and spread my investment over several payments over several days - a rolling buy. That way, if the program stops, I will have already covered my outlay with a profit at the end of the day. The longer the program runs the more profit you make but do not expect the program to run for ever .

The Rolling Buy

Assume a total of a $40 investment in a 4 day for 140% plan:-  so $10 matures at $14

From Day5, when the first plan matures, to Day14 - $4 may be withdrawn to extract the principal. After that, the $14 could be reinvested each day and compounded after 4, 8, 12 days to $19.60, $27.44, $38.42, ... and so on each day with your $40 outlay already back in your bank or you could compound earlier and withdraw your principal later.

This requires the choice of a high yield program with a very healthy growth of new members, a site that is well promoted and with a good admin.
This is where site statistics are useful in making the choice.

Banks pay about 5% to 8% per annum at best which means they get about 10%+ pa at the moment for investing your money. Ok, high risk returns will be a lot more but not 1800% pa on average. A fair amount of HYIP money will be invested in other HYIP programs to cover their backs.

The truth is that the later investors in HYIP programs may be paying out most of the interest for the earlier investors. Eventually, if new money dries up, the income from the later investors will not cover the interest and the bubble will burst - the site will close.

However, while it lasts, the profits for you are huge. Just keep a close eye on how many new members are joining, how much is being invested and paid out. Make sure you remember to go back to the site to withdraw your earnings - it is not automatic! Put it in your diary!!

Be prepared to move onto the next HYIP program pdq. This is where the choice of program in which to invest is critical.

The program you choose must give good 'real time' statistics. 'Real time' means the statistics are updated every time you refresh the page - not a day or more in arrears as in some stats. This way you can see what is happening to the site before you invest again.

The Short Term program you choose must pay back the the interest and the principal amount you paid in. So when a site says 150% profit it includes the principal of 100% and returns you 50% on your investment. Most Long Term HYIP programs only pay out the interest, never the principal, so you have to stay investing for a month or so to get back the money you paid, before you start to make a profit. They do, however, usually allow automatic compounding which is good for the investor. Longer term programs are better for punters who don't have the time to check the programs daily!

Choose a program with a forum where you will soon get a whiff of problems. Ok, the forum may delete posts that are bad for business but you will get an idea. Search Google for the site and see what other forums have to say. But read with common sense - some negative posts may be from people chucked out because they cheated or from rival sites.

Bookmark this page and check back in the future before reinvesting to see if the situation has changed.